:root{--cream:#F6F1ED;--cream-soft:#FBF8F5;--navy:#0F3B68;--gold:#D1AB64;--white:#fff;--dark:#0F172A;--muted:#64748B;--line:rgba(15,59,104,.12)}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:Arial,Helvetica,sans-serif;background:var(--cream);color:var(--dark);line-height:1.7;overflow-x:hidden}a{text-decoration:none;color:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}section{padding:96px 0}.nav{position:sticky;top:0;z-index:100;background:rgba(246,241,237,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav-inner{display:flex;justify-content:space-between;align-items:center;min-height:78px;padding:14px 0}.brand{display:flex;align-items:center;gap:12px;color:var(--navy);font-weight:900}.brand-logo-frame{width:46px;height:46px;border-radius:50%;overflow:hidden;flex:0 0 46px;display:flex;align-items:center;justify-content:center;background:var(--cream-soft);border:1px solid rgba(209,171,100,.35);box-shadow:0 8px 22px rgba(15,59,104,.10)}.brand-logo{width:100%;height:100%;object-fit:cover;object-position:center;display:block}.brand-text{font-size:16px;line-height:1;white-space:nowrap}.nav-links{display:flex;align-items:center;gap:26px;font-size:14px;font-weight:800;color:var(--navy)}.menu-toggle{display:none;width:44px;height:44px;border-radius:14px;border:1px solid var(--line);background:white;color:var(--navy);font-size:24px;font-weight:900;cursor:pointer}.mobile-menu{display:none;border-top:1px solid var(--line);background:rgba(246,241,237,.98)}.mobile-menu.open{display:block}.mobile-menu a{display:block;padding:16px 20px;border-bottom:1px solid var(--line);font-weight:800;color:var(--navy)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:15px 24px;border-radius:999px;font-weight:900;border:none;cursor:pointer;transition:.25s ease}.btn-primary{background:var(--navy);color:white;box-shadow:0 18px 38px 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p{color:var(--muted);margin-bottom:22px}@media(max-width:980px){.hero-grid,.dark-grid,.cards-grid,.cards-grid.two,.form-grid{grid-template-columns:1fr}.nav-links{display:none}.menu-toggle{display:flex;align-items:center;justify-content:center}.trust-row{grid-template-columns:1fr}}@media(max-width:700px){.brand-logo-frame{width:40px;height:40px;flex-basis:40px}.brand-text{font-size:14px}.hero h1,.section-title h2,.dark-grid h2,.dark-section h2,.cta-box h2{letter-spacing:-2px}.cta-box{padding:36px 24px}section{padding:72px 0}}

.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:16px;top:16px;z-index:1000;background:#fff;padding:12px}.announcement{background:#081625;color:#fff;text-align:center;padding:8px;font-size:13px}.nav-links a.active{color:var(--gold)}.section-kicker{color:var(--gold);text-transform:uppercase;letter-spacing:2px;font-weight:900;font-size:12px}.process-grid,.faq-grid,.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.process-step,.feature,.faq-item{background:#fff;border:1px solid var(--line);border-radius:28px;padding:28px}.process-step strong{display:block;color:var(--gold);font-size:13px;margin-bottom:10px}.checklist{list-style:none;display:grid;gap:12px}.checklist li:before{content:'✓';color:var(--gold);font-weight:900;margin-right:10px}.legal-note{font-size:13px;color:var(--muted)}.page-hero{padding:90px 0 55px}.page-hero h1{font:700 clamp(46px,7vw,82px)/.98 Georgia,serif;color:var(--navy);letter-spacing:-3px}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:38px}.footer h4{margin-bottom:14px}.footer-links{display:grid;gap:8px;color:rgba(255,255,255,.72)}.form-consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted)}.form-consent input{width:auto;margin-top:5px}.status-pill{display:inline-block;padding:8px 12px;border-radius:999px;background:rgba(209,171,100,.18);color:var(--navy);font-weight:800;font-size:13px}@media(max-width:980px){.process-grid,.faq-grid,.feature-grid,.footer-grid{grid-template-columns:1fr}}

.brand-logo{width:260px;max-width:42vw;height:72px;object-fit:contain;object-position:left center}.brand img{max-height:72px}.site-logo img{width:260px;height:auto;object-fit:contain}@media(max-width:760px){.brand-logo,.site-logo img{width:190px;max-width:60vw;height:58px}}